WE RECOMMEND OUR SISTER COMPANIES IN EDINBURG MISSION MCALLEN TEXAS 78541 FOR ALL YOUR BUSINESS AND HOUSEHOLD NEEDS:

RGV Household Services

CONTACT: (956) 587 – 3487

SERVICES: Maids Service,
House Cleaning, Office Cleaning, Hauling, Trash Removal, Commercial Residential Cleaning, Junk Removal, Movers, Moving, Handyman, Lawn Care, Couch Removal, Mattress Removal, Affordable Junk Removal Services, Home Cleaning, Housekeeping Services, Deep Cleaning, Apartment Cleaning, Move In Out Deep Cleaning, Property Maintenance, Landscaping, Lawn Mowing, Appliance Removal, Furniture Removal, Moving Labor Service, Local Moving And Delivery, Home Repairs, Installation, Assembly Services, Painting, General Contracting

HOURS: MON TO SUN 6 AM – 11 PM

WEB: www.rgvhouseholdservices.com

http://www.rgvhouseholdservices.com/

 

RGV Janitorial Services

CONTACT: (956) 587 - 3486

SERVICES:
Office Cleaning, House Cleaning, Building Cleaning, Janitorial Services, Post Construction Cleaning, Maids Service, Move In Out Deep Cleaning, Floor Cleaning, Carpet Cleaning, Apartment Cleaning, Regular Cleaning, One Time Deep Cleaning, Commercial Cleaning, Janitorial Services, Deep House Cleaning, Deep Home Cleaning, Deep Cleaning, Spring Cleaning

HOURS: MON TO SUN 6 AM – 11 PM

WEB: www.rgvjanitorialservices.com

http://www.rgvjanitorialservices.com/

 

Handyman Services of McAllen

CONTACT: (956) 587 3484

SERVICES:
Handyman Services, Landscaping, Installation, Flooring, Cabinet Installation, Pool Service, Door Repair, Window Repair, Drywall Service, Fence Repair And Installation, Door Repair And Installation, Window Repair And Installation, Toilet Repair, Carpet Removal, Flooring Contractor, Flooring Installation, Painting Contractor, Painting Services, Carpenter, Carpentry, Deck Repair, Deck Installation, Deck and Porch Contractor, Make Ready Services, Plumber, Plumbing Contractor, Leak Repair, Leaky Faucet or bathroom repair,

HOURS: MON TO SUN 6 AM – 11 PM

WEB: www.handymanservicesofmcallen.com

http://www.handymanservicesofmcallen.com/

 

Valley Junk Removal

CONTACT: (956) 587 3003

SERVICES: Junk Removal, Hauling,
Furniture Removal, Yard Waste Removal, Scrap Metal Removal, Couch Removal, Sofa Removal, House Cleanout, Garage Cleanout, Debris Removal, Construction Material Haul Away, Appliance Removal, Washer And Dryer Removal, Freezer Removal, Refrigerator Removal, TV Removal, Concrete Removal, Property Cleanout, Foreclosure Cleanout, Movers, Moving Services, Delivery.

HOURS: MON TO SUN 6 AM – 11 PM

WEB: www.valleyjunkremoval.org

http://www.valleyjunkremoval.org/

 

 

Mobile Mechanic Edinburg McAllen TX

CONTACT: (956) 278 – 8258

SERVICES:
Mobile Mechanic, Roadside Assistance, Towing, Mobile Auto Truck Repair, Mobile Car Repair, Mobile Truck Repair, Tire Change, Jumpstart, Emergency Auto Repair, Pre-Purchase Vehicle Inspection, Mobile Brake Repair, Car Lockout Services, Starter Repair, Alternator Repair, Flat Tire Repair, Gas Delivery, Check Engine Light Repair, Mobile Truck Repair. Mobile Diesel Services, Heavy / Medium / Light Duty Truck Road Service, Tire Service, Trailer Repair, RV Repair

OPEN 7/24

WEB: www.mobilemechanicmcallentx.com

http://www.mobilemechanicmcallentx.com/

 

SERVICE AREA:

Alamo TX | Alton TX | Brownsville TX | Donna TX | Edcouch TX | Edinburg TX | Elsa TX | Granjeno TX | Harlingen TX | Hidalgo TX | La Joya TX | La Villa TX | McAllen TX | Mercedes TX | Mission TX | Rio Grande City TX | Raymondville TX | Palmhurst TX | Palmview TX | Penitas TX | Pharr TX | Progreso TX | Progreso Lakes TX | San Juan TX | Sullivan City TX | Weslaco TX | Starr County | Hidalgo County | Willacy County | Cameron County | 78504 | 78539 | 78540 | 78541 | 78542 | 78501 | 78503| 78505 | 78557 | 88540 |78502 | 78504 | 78539 | 78572

 

More information is at:

RGV Household Services, http://www.rgvhouseholdservices.com/

RGV Janitorial Services, http://www.rgvjanitorialservices.com/

Handyman Services of McAllen, http://www.handymanservicesofmcallen.com/

Valley Junk Removal, http://www.valleyjunkremoval.org/

Mobile Mechanic Edinburg McAllen TX, http://www.mobilemechanicmcallentx.com/

How Homeowners Can Stop Major Repairs from Overwhelming Their Finances

CALL MONDAY-SUNDAY

6 AM TO 11:30 PM

(956) 587 3003 JUNK REMOVAL

(956) 587 3486 CLEANING

(956) 587 3484  HANDYMAN

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CALL (956) 587 3487

EDINBURG MISSION MCALLEN TEXAS

BEST CLEANING HAULING JUNK MOVING HANDYMAN IN EDINBURG MISSION MCALLEN TEXAS


RGV HOUSEHOLD SERVICES


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Owning a home can offer certainty, but it also means taking responsibility when one's house needs any sort of major repair. These
home repairs can often have consequences for our finances and may lead us into debt. However, with careful planning and preparation, we can take steps to not only avoid this situation but protect our properties as well.


Invest in an Emergency Buffer

Unfortunately, we cannot anticipate how costly a major
home repair could be, but we can manage the impact with an emergency fund. As a rule, it's recommended that you have savings equivalent to what you usually spend over a period of six months. This can ensure that, in the event of an emergency, your commitments, such as food or health care, don't suffer. Of course, building up savings is easier said than done. A budget will be beneficial, but don’t ignore the value of a second income. After all, it’s never been more practical to profit from a “side hustle” since they have become as varied as transcribing videos to tutoring students online.

Design a Budget

When some think of a
budget, it’s natural to worry about how restrictive it may have to be. Yet, a good budget can help you make positive adjustments without negatively impacting your quality of life. To start, go through some recent bank statements to compare your income to what you’ve been spending. Once that's finished, you can determine which expenses cannot be compromised and which might be changed. After that’s been assessed, it’s then a matter of monitoring everything to stay on track. This could be done with only a piece of paper, but you might go digital by using a computer spreadsheet or smartphone app.

Consider a Financial Planner

As you build up your savings, you may have more questions than answers on what you can do to maximize your emergency fund. That’s when it may be advisable to seek out support from a
financial planner (expect to pay between $1,000 and $2,000 for a comprehensive financial plan). Their experience can transform your budget management, and give you options to diversify your savings for increased returns. Still, caution is vital since their suggestions can influence your financial security. So, do some research and ensure that a planner is certified, and consider avoiding those who rely on commission. With the right choice, you could find that they are a valuable ally to protect your household's finances.


Know Your Risks

By knowing the likelihood of certain risks, you can be better prepared for their impact. While you cannot prevent a hurricane from hitting your area, you can look into what
types of insurance could offer coverage for a natural disaster. This is particularly important since many policies feature fine print that excludes damage incurred because of one. Likewise, you must be aware of your home showing any signs of structural decline. For instance, has your house experienced foundational issues in the past (these foundational repairs typically cost $2,318 – $6,750), or is your roof showing wear and tear? If so, you must get it dealt with promptly as the cost of not doing so can escalate over time. Keep in mind the risks that come with other items not related to your home such as your car. Car issues happen suddenly and at the worst possible time, making it an expensive headache to deal with. Stay on top of car maintenance and hire a mobile mechanic to quickly take care of any problems before they escalate further.

Using Professionals

When something major does occur, it’s best to
bring in a contractor. When done correctly, they can save you money on commercial residential repair costs. Yet, finding a good contractor requires plenty of research, and the Better Business Bureau can be invaluable for this. At the least, they must be licensed, well-reviewed, and fully insured. An experienced contractor will also leave your home in excellent condition. However, while they work, things can get dusty, so it would be a good idea to put any furniture or valuables that are in the way into storage. Before you commit to a storage facility, research the best deals because prices can change significantly based on location. For instance, while the average price for a 10’x10’ self-storage unit in and around McAllen is nearly $100, there are units available for $60. As you move items into storage, you’re likely to come across some things you no longer need, so have any unwanted items and junk hauled away. Once repairs are complete, have your home deep cleaned to remove any dust, dirt, and debris that may have been tracked in.

There are countless joys that come with home ownership. To protect that joy, start prepping your family now so that your finances do not need to be turned on their head. You can ensure that your home continues to bring you happiness.

Image Courtesy of
Pixabay.com


Author info:
Julian Lane
Thefixitchamp.com
julian@thefixitchamp.com